One piece of advice I have for you all is to invest or save your money as soon as you get it.
To do this, you should have a monthly budget so that you know how much money you need each month. Once you know how much money you need each month, you know that any excess money can be invested or saved. (To do this you should already have an emergency fund that you’re comfortable with.) There are two main reasons why you should invest or save your excess money immediately:
1. The first reason why you want to…
Purchasing a car from a dealership can be a stressful process for most people. In this article I will teach you how to become immune to these tricks and overcome your anxiety.
There exists stereotypes of car salesmen that make you believe that they are trying to screw you over and that they don’t have your best interests in mind. The best way for you to make sure you don’t get played and to feel comfortable buying a car is to do your research. Luckily, car salesmen use many of the same strategies, thus we can study these strategies so…
We love saving money, and it’s even better when we can help save the environment while doing it! Here are 20 ways to do so!
1. Use a reusable water bottle.
2. Only use the dishwasher/washing machine/dryer when it is full. Save water and electricity!
3. Turn the water off when brushing teeth. Don’t leave it running!
4. Don’t use paper towels, use cloth towels that you can wash with your laundry.
5. Eliminate food waste by eating all of your food or by planning your grocery shopping better.
6. Shop for items such as clothes and furniture from second-hand…
Every decision we make regarding money impacts our financial future. Due to the powers of compounding, seemingly small decisions can have humongous effects. Here are 5 mistakes that could cost you big down the line.
1. Not having a plan
Not everyone is a planner, but having a plan for your money is one of the best things you can do for your financial health. Not having a plan is a big mistake because it is easy for things such as your spending habits to spiral out of control. When you’re making individual purchases, you may think, “Oh, $20 dollars…
Look around your house. Are there items sitting around on a shelf or in the back corner of your closet collecting dust? Many people fall into the bad habit of making impulse purchases. They see a flashy item or see a big “sale” and make a purchase without even thinking about it. While you may be able to afford the products, making these impulse purchases can be slowing you down from reaching financial independence. Here are 5 questions you should ask yourself every time you want to make a non-normal purchase. …
If you’re living above your means, you may never reach financial independence. You will end up drowning in debt, having to work for the rest of your life, living paycheck to paycheck. These days, many people are keeping up with the Joneses and they don’t even realize that they are living above their means. Here are five signs you may be living above your means. If any of these describe you, you should look into making changes to your financial life so you can set yourself up for future success.
1. You use credit cards for emergencies because you have…
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One way that I have personally made money online in the past was with the website Swagbucks.
You may have heard of it before as it is quite popular. On the website, you can do things such as take online surveys, play games, watch videos, and even use coupons to earn their virtual currency. You can even earn points through their cashback system or by simply searching the web. …
Saving and investing money can be hard to do when you have a strong desire to spend the money you earn. It can be difficult to accept delayed satisfaction in place of immediate satisfaction. To help motivate you to save and invest, here are 5 tips:
1. Set specific financial goals
Use specific numbers and dates to describe what you want to accomplish with your money. This way you will have a specific point that you are aiming towards.
2. Draft a financial vision board
Creating a vision board and placing it somewhere you will see on a daily basis…
Writing on Medium is one of the easiest ways to make money for writing. Today I’ll show you what you need to do to sign up and be eligible to start making money. It takes only 5 easy steps!
1. Go to medium.com/earn and click Join the Partner Program (yellow arrow)
2. Log into your account or make one. If you sign up with email like I did, you will have to open a confirmation email to continue. The link in the confirmation email expires in two hours.
3. Read and accept the Partner Program Terms
4. Set up payouts…
Last week I wrote about the benefits of installing solar panels at your house. While installing solar panels is certainly a great financial decision to make if you’re a homeowner, it is not in the budget for everyone. If you can’t afford to install solar panels, here are 5 quick and easy things that you can do in your daily life to reduce your electricity bill and benefit the environment.
1. Keep a reasonable temperature
It is most efficient to keep the temperature of your dwelling at 68 degrees or lower in the winter and 78 degrees or higher in…