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RailToTopShelf
RailToTopShelf

22 Followers

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Oct 29, 2021

Four Investing Myths That Are False

Investing is a foreign concept to many people. Usually with their money, people will spend it all or maybe have some in a savings account. It is common for people to believe that investing is left to people that have finance degrees and work on Wall Street, but the reality…

Personal Finance

3 min read

Four Investing Myths That Are False
Four Investing Myths That Are False
Personal Finance

3 min read


Oct 20, 2021

5 Better Alternatives to Driving

The cost of driving is sneakily large, and driving is usually bad for the environment. Cars are expensive to purchase (hyperlink), they are almost always depreciating, they are expensive to maintain if you don’t do the work yourself, and with most cars you have to constantly fill it up with…

Life Hacking

2 min read

5 Better Alternatives to Driving
5 Better Alternatives to Driving
Life Hacking

2 min read


Oct 4, 2021

Why You Don’t Need a FI Number and How to Know When to Retire if You Don’t Have One

A lot of people spend a lot of time trying to calculate what their FI number should be. They come up with countless spreadsheets and complex formulas to see what the magical number they need to reach is. Well I’m here to tell you that all of that is unnecessary. …

Personal Finance

3 min read

Why You Don’t Need a FI Number and How to Know When to Retire if You Don’t Have One
Why You Don’t Need a FI Number and How to Know When to Retire if You Don’t Have One
Personal Finance

3 min read


Sep 19, 2021

Why it is Best to Save/Invest Your Money Immediately When You Get Paid

One piece of advice I have for you all is to invest or save your money as soon as you get it. To do this, you should have a monthly budget so that you know how much money you need each month. Once you know how much money you need…

Personal Finance

2 min read

Why it is Best to Save/Invest Your Money Immediately When You Get Paid
Why it is Best to Save/Invest Your Money Immediately When You Get Paid
Personal Finance

2 min read


Sep 2, 2021

2 Tricks Car Salesmen Use and How to Overcome Them

Purchasing a car from a dealership can be a stressful process for most people. In this article I will teach you how to become immune to these tricks and overcome your anxiety. There exists stereotypes of car salesmen that make you believe that they are trying to screw you over…

Personal Finance

3 min read

2 Tricks Car Salesmen Use and How to Overcome Them
2 Tricks Car Salesmen Use and How to Overcome Them
Personal Finance

3 min read


Aug 29, 2021

20 Ways to Save Money While Saving the Environment

We love saving money, and it’s even better when we can help save the environment while doing it! Here are 20 ways to do so! 1. Use a reusable water bottle. 2. Only use the dishwasher/washing machine/dryer when it is full. Save water and electricity! 3. Turn the water off…

Personal Finance

2 min read

20 Ways to Save Money While Saving the Environment
20 Ways to Save Money While Saving the Environment
Personal Finance

2 min read


Aug 26, 2021

5 Financial Mistakes that Will Cost You Big

Every decision we make regarding money impacts our financial future. Due to the powers of compounding, seemingly small decisions can have humongous effects. Here are 5 mistakes that could cost you big down the line. 1. Not having a plan Not everyone is a planner, but having a plan for…

Personal Finance

3 min read

5 Financial Mistakes that Will Cost You Big
5 Financial Mistakes that Will Cost You Big
Personal Finance

3 min read


Aug 23, 2021

5 Important Questions to Ask Yourself Before Making a Purchase

Look around your house. Are there items sitting around on a shelf or in the back corner of your closet collecting dust? Many people fall into the bad habit of making impulse purchases. They see a flashy item or see a big “sale” and make a purchase without even thinking…

Personal Finance

3 min read

5 Important Questions to Ask Yourself Before Making a Purchase
5 Important Questions to Ask Yourself Before Making a Purchase
Personal Finance

3 min read


Aug 13, 2021

5 Warning Signs You Are Living Above Your Means

If you’re living above your means, you may never reach financial independence. You will end up drowning in debt, having to work for the rest of your life, living paycheck to paycheck. These days, many people are keeping up with the Joneses and they don’t even realize that they are…

Personal Finance

3 min read

5 Warning Signs You Are Living Above Your Means
5 Warning Signs You Are Living Above Your Means
Personal Finance

3 min read


Jul 29, 2021

Make Money Online with Swagbucks

* I get commissions for accounts made through links in this post. One way that I have personally made money online in the past was with the website Swagbucks. You may have heard of it before as it is quite popular. On the website, you can do things such as…

Personal Finance

2 min read

Personal Finance

2 min read

RailToTopShelf

RailToTopShelf

22 Followers

A software engineer writing mostly about personal finance.

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